Innovations

Document and explore FinTech innovations with structured data and impact metrics.

Business ModelUpdated 2026-05-28

KashFlow Agent Network

Sente Digital Ltd

A distributed agent banking network that lets rural users cash-in and cash-out without a smartphone, using USSD and offline-first sync.

Sector
Digital Payments
Stage
Growth
Team size
14 people
Funding
Equity-funded

Impact metrics

Financial

UGX 4.2B processed monthly across 1,200 agents.

Social

92,000 previously unbanked users onboarded.

Environmental

Reduced travel to bank branches by ~40% in pilot zones.